COMMERCIAL BANKING • FEDWIRE ROUTING 026009593 • MEMBER FDIC

Commercial Banking & Treasury Management

Comprehensive corporate liquidity, automated overnight sweeps, direct US FedWire/ACH payment rails, and institutional credit facilities for growing enterprises.

INSTITUTIONAL LIQUIDITY RAILS

Direct Access to US Payment Infrastructure

Corox Bank operates direct clearing interfaces with the Federal Reserve FedWire funds service and Automated Clearing House (ACH) networks under routing number 026009593. Accelerate accounts payable, automate payroll, and streamline corporate disbursements with institutional certainty.

Open Commercial Account Contact Treasury Desk

Corox Bank Commercial Treasury Management Operations

$4.2B+

Annual Wire Volume

99.99%

Payment Rails Uptime

026009593

FedWire Routing Code

256-Bit

AES Data Encryption

TREASURY CAPABILITIES

End-to-End Enterprise Cash Management

Tailored for mid-market corporations, tech firms, and institutional asset managers.

FedWire & Same-Day ACH

Initiate immediate high-value funds transfers directly through the Federal Reserve FedWire system. Same-day ACH for domestic vendor disbursements.

Automated Liquidity Sweeps

Maximize interest on idle operating capital. Our automated sweep mechanism transfers excess funds into high-yielding institutional deposits overnight.

Dual Authorization & Controls

Establish granular role-based approvals. Require dual-signatory confirmation on wire transfers exceeding customizable dollar thresholds.

Merchant Processing & POS

Accept credit card, debit, and digital wallet payments with transparent interchange-plus pricing and guaranteed next-business-day settlement.

Commercial Lines of Credit

Secure flexible revolving credit facilities up to $5,000,000 USD to smooth out seasonal working capital cycles and fund inventory purchases.

International FX & Hedging

Execute spot and forward foreign exchange contracts across 40+ global currencies to hedge international supply chain currency fluctuations.

TIERED COMMERCIAL OPTIONS

Commercial Operating Account Comparison

Select the treasury framework aligned with your corporate transaction frequency.

Operating Tier	Best Suited For	Monthly Allowance	Overnight Sweep	FedWire Fee	Action
Business Basic Checking	Startups & Small Businesses (< 200 txns/mo)	200 Free Transactions	Optional Add-on	$15 / wire	Open Basic
Commercial Treasury ★	Mid-Market Enterprises & Fast-Growing Firms	Unlimited ACH & 500 Txns	Included Free (4.85% APY)	5 Free / Month	Open Treasury
Corporate Institutional Sweep	Large Enterprises & Private Equity Funds	Unlimited Transactions	Multi-Bank Sweep to $50M FDIC	Zero Fee Wire Desk	Contact Desk

FREQUENTLY ASKED QUESTIONS

Commercial Treasury FAQs

How do I set up multi-user corporate permissions? +

Your designated corporate administrator can create distinct user roles within the Corox Online Banking portal, configuring permission tiers for accountants (view-only), payroll managers (initiate ACH), and corporate officers (dual-signatory wire release).

What is the cutoff time for same-day FedWire transfers? +

Domestic FedWire transfers submitted before 5:00 PM Eastern Time (ET) are processed and cleared on the same business day across Federal Reserve member institutions.

Can Corox Bank provide extended FDIC insurance beyond $250,000? +

Yes. Through our Insured Cash Sweep (ICS®) network partnership, large institutional balances can be distributed across participating FDIC-insured institutions, providing full FDIC insurance protection on balances up to $50,000,000 USD under a single consolidated Corox statement.